Relying on self-reported information, trade references, or credit bureau reports alone is no longer sufficient. Financial statements provide an objective, standardized view of a company’s financial health , reducing bias and enabling more consistent, strategic credit decisions. By requesting the right financial documents— income statements, balance sheets, and cash flow statements —credit teams can evaluate repayment capacity, identify emerging risks, and benchmark counterparties against...

Liquidity risk refers to a company's ability to meet its short-term financial obligations, such as paying off debts or operational...

Effective communication ensures your business can identify, estimate, mitigate, and respond to credit risks in a timely and informed...